From now through June 30th, our consultations are only $25, and Mr. Credit Solutions will donate the entire fee to Make-A-Wish Foundation of North Texas! We are committed to our community and want to help grant the wishes of children with life-threatening medical conditions. Let us give you the exact answers to your credit situation while helping this great cause!

Please give us a call to schedule your consultation. (888) 324-2504


During a credit consultation, you will meet with one of our experienced and certified credit consultants. We will analyze your current credit situation, what your goals are and what to do next. They are quick, easy and painless. We can do them in person, over the phone or via video conference.

Another great thing about our services is that you choose everything about your personal plan. Our guaranteed program is one hundred percent customizable to fit the needs of every person. Our plans can take anywhere from 6-18 months.

We offer a variety of services to fit every situation. Some of the services we offer include, but are not limited to:

Credit Restoration - If a credit bureau cannot verify the accuracy of a disputed listing, it must be removed from your credit report.

Debt Settlement - We give our clients the option of settling their debts or hiring us to handle this much needed task. Your debt will be skillfully negotiated for you, and essentially, you could end up paying less than the original debt.

Re-Establishing Credit - An extremely vital part of our services is re-establishing credit. It can be very confusing and frustrating not knowing where to apply. Our company will assist you with the correct path to establing your credit.

The best part is that we offer a 100% money back guarantee. No, we're not kidding. 100%. Money. Back.



Member of the Credit Consultants Association

Accredited by the Better Business Bureau

Member of the National Association of Credit Services Organizations

“You guys helped with rebuilding my LOW credit score, the best part was I literally didn’t have to do much work! You guys took care of almost everything for me! Now that my credit is in good standing I was able to get a credit card with no hesitation to get new furniture and we are in the process of buying a house and of course I would recommend people to you guys I already do!!”

“Can’t forget Christopher Rodriguez with Mr. Credit Solutions… 3 months ago we had no idea this was possible… Thank you Jesus for sending us Christopher Rodriguez.”

“I have been working with you since 08/02/12 and I am happy to see my results. I used to get calls at least 20 times from Creditors and since then, I have not been harassed anymore by anyone. My scores have all increased over 700 and I am happy with your service. It was really easy working with you locally and being able to stop by and talk to a real person. If anyone really needs help with their credit, I strongly recommend this company!”

“We were tired of paying rent on a property that was never going to be ours. We realized that we had to make some changes. We decided that in 2012, our goal was to either buy a home or build a home of our own. So early in the year we sought out the assistance of Mr. Credit Solutions! We worked diligently together month after month and they were awesome in helping us make our dream come true! All the hard work paid off. We were approved for a home loan in November 2012 and are building our home on 72nd and Milwaukee. Our home will be completed in May 2013! We owe it all to Mr. Credit Solutions and all of their hard work! We are truly blessed!”

“The work you have done in the last six months has helped me so much. Since June, my credit score has moved up at least 80 points, and I have had at least 20 items taken off of my credit report. With just a few more steps I can clear my credit and be able to finance a vehicle. Thank you Mr. Credit Solutions! I would definitely recommend you to anyone with any kind of credit issue.”



Welcome to Credit School

If you forget the advice our consultants give you, no worries. It's all right here.
27 Oct 2016

The Ultimate Budget

The first step to becoming financially successful is starting a budget. And we’re here to help you! We understand budgeting can be a little restricting at first. It seems like you’re going from spending a normal amount of money to spending no money at all. But really, you’re just now starting to spend a normal […]

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26 Oct 2016

The Complete Renter’s Guide

Every now and then, there’s that lucky person that gets to buy a house for their first place to live. For the rest of us, typically, our first house is a rent house. Some people even prefer renting over ever buying a house. But there’s a whole list of rules that comes with renting a […]

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Wanna Chat?

We'd love to hear from you. If you would like more information please give us a call, shoot us an email or even stop by, we'll answer any questions you may have.

Monday to Thursday: 8:30 AM to 6:00 PM & Friday: 8:30 AM to 5:00 PM
Saturday: By Appointment Only
Sunday & Holidays: Closed

Phone: (888) 324-2504
Location: 7412 University Ave., Lubbock, TX 79423

Ready to rebuild your credit?